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Home > Archive: March, 2008

Archive for March, 2008

My raise

March 22nd, 2008 at 04:44 am

So I got a raise. It wasn't a lot but it will certainly help. I know I should increase my 401(k) contribution as that amount is pretty paltry but right now I really want to focus on paying off my debts and then I will max out my contribution to my 401(k). Plus, the extra $40/month or so will go a long way towards that goal and I feel that right now that is more important as I don't want to max out my deduction only to retire and have to use all that money for debt payments.

On another note, I'm anxious to get the tax rebate check (as I'm sure many others here are, too) and I'm planning on paying off a couple of small bills. I have to get DH on board with the idea but I don't want to plan too much until we see what the actual amount ends up being. If it's what I think it's going to be - we'll split it three ways probably - 1/3 to debt, 1/3 to savings and 1/3 to spending. Those numbers might end up a little adjusted once the actual amount comes through but that's the preliminary plan.

It's weird that Easter is tomorrow already and we're getting all the little things taken care of. We have two little ones and we'll get some things for them but we focus more right now on spending the time with them - they are too little to really get into the idea of stuff. I'm encouraging that as long as I can!

It's been a while....

March 15th, 2008 at 09:52 am

It's been a while since I've visited...almost two years. I'm still working at the same company and am anticipating a raise soon. That will help even though it will probably only amount to $20/paycheck. Every little bit helps though. We aren't in any better position financially then we were before I got this job. A series of events has conspired against us and now it's my hubby that is looking for a new job. I'm sure something will come through soon as all the "seasonal" jobs are beginning to hire - i just worry about whether it will be enough to make everything work with daycare and all our other expenses.

In the meantime, I'm plugging away and paying things as best I can. I could play the "if only" game and look back and forward but I won't because it really doesn't do any good except waste energy/time thinking about things. So, there you have it. Some days I get really down and out while others I thank god that I have a house and a family that loves and supports me. It's been a tough couple of years and honestly, I still don't really see a light at the end of the tunnel but hey - I could always win powerball tonight! haha.